Not personalized financial advice - your money, your choice. Ben leaving nothing on the table. $23,000 per year. This is the maximum amount most Americans think they can save pre-tax for tax year 2025. In reality, this isn’t even close. The truth is, there is no universal ceiling. Instead, different account types have their own limits — some limits stack, some share buckets, and some don’t overlap at all. This is why perfectly normal people (not ultra-rich loophole hunters) c

Not personalized financial advice - your money, your choice 27%. That’s how many Americans passed on a basic 7-question financial literacy quiz put out by the Financial Industry Regulatory Authority .  That means that roughly 3/4 Americans aren’t financially literate if we use this quiz as a gauge. Coincidentally, the content in this quiz covers the most asked questions surrounding investing and personal finance. In this article, I’m going to cover what you need to know to ho

*Not personalized financial advice - your money, your choice* $7.4 trillion. That’s how much cash Americans are sitting on right now, parked in money market funds - all waiting for the “right time” to invest.  The problem? There is never a “right time”. Every day, the market goes up for some and down for others. Headlines tell us that a recession is imminent or that the AI bubble is about to pop. These headlines may be true but the trillion dollar question is “when?”. As soon